Head of Digital Lending API, AI/Machine Learning

Mô tả công việc

Continuously improve customer journey, ensuring seamless, fast, and secure digital lending experiences.
Ensure digital lending practices comply with regulatory requirements and internal policies.
Drive digital transformation across the lending value chain to ensure competitiveness and growth.
Ensure integration with digital channels (mobile, web, partner platforms).
Promote the use of AI/ML models, alternative data, and advanced analytics for credit scoring and risk assessment.
Collaborate with internal business units (marketing, operations, IT, finance, collections) to ensure alignment.
Develop and manage digital lending products (personal loans, BNPL, credit cards, etc.).
Collaborate with bussiness to define and implement the company’s digital lending strategy aligned with business goals.
Collaborate with related teams to design and implement scalable digital lending platforms.
Build and scale the Digital Lending department to support business growth and digital transformation
Establish and monitor KPIs (approval turnaround time, NPL ratio, digital adoption rate, etc.).
Implement robust fraud detection, cybersecurity, and data protection measures.
Drive process automation, straight- through processing (STP), and cost efficiency.

Yêu cầu công việc

Bachelor’s or Master’s degree in Finance, Business, Economics, or related field; MBA preferred.
8+ years of experience
in consumer finance, retail banking, or fintech, with at least
5 years in leadership roles.
Proven track record in digital lending, product development, and portfolio management.
Experience working with digital platforms, APIs, AI/ML credit scoring, and alternative data sources.
Excellent leadership, communication, and cross- functional collaboration skills.
Strong understanding of credit risk, regulatory environment, and digital financial services.

Tại sao bạn sẽ yêu thích làm việc tại đây

Company&039;s labor policy completely pursuant to Vietnamese labor legislation plus other benefits offered by the company
Young and dynamic working environment.
Attractive salary. Performance based award.
Opportunity to approach newest technology trends
Continuous development of hard and soft skills through work and professional trainings.
Exciting leisure: sport and art events (football club, family day...)

Cập nhật gần nhất lúc: 2025-10-24 12:35:02