Expert, Risk Policy & Strategy (Unsecured Lending) Techcombank

TECHCOMBANK
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Mô tả công việc

Job Purpose
Retail & small BB banking credit risk management policies and strategies focus on customer centrix, ensuringthe sustainable development of retail banking credit portfolio in accordance with advanced standards andpractices.
Key Accountabilities
Research and development:
- Research and update advanced risk management standards, techniques, models and practices;
- Communicate and perform training to ensure that units can understand clearly and xxx
- Research, analyze, measure and quanify risks occuring from changes in legal policies, economics(macroeconomics, microeconomics, economic cycles,...), financial markert to evaluate the effects/impacts onretail & small BB credit activities;
- Research and select outsourcing partners to provide professional advice on risk management standards forTCB.
Professional tasks:
- Design, build and systematize the retail credit risk policies reasonably to meet business needs, long- termplans and new market trends, as well as in line with risk management framework
- Own the process of defining, testing and production release, of Champion challenger, test cell, and Modelstrategies within the respective decision support systems
- Risk transfer strategy (ABS, MBS & Insurance)
- Line Of Business risk management: Credit Line Management
- Develop and customize base solutions: risk management methods/ models/ rule base/ advanced practices
- Implementation of retail risk management:
+ Down turn strategy and Management
+ Exception Policy and Underwriting
+ Risk Appetite Strategy and monitoring
+ Define Target Market determination, Risk Segmentation strategy and building unsecured lending product programs based on agreed Risk Appetite
+ Policy Conformance review
+ New Business campaign policy, Cross sell / Upsell and down sell campaign policy.
+ Test cells and Champion Challenger strategies
+ Creator & Owner of Underwriting standards
- Receive/contribute comments to develop/adjust general policies of units related to retail & small BB credit.
Human resource management and development:
- Manage human resource, develop and enhance staff&039;s professional competenciés
- Participate in strategic projects, inter- Division projects and projects of the Risk Management Division with theobjective of (i) identify risks of the unit during operation, (ii) coordinate with related units to provide solutions inmeasuring and mitigating risks, ensuring compliance with the bank&039;s policies and development realities in eachperiod.
- Perform other related tasks at the request of the Director and/or the Senior Manager
- As a coordinator to allocate job, control job&039;s quality and guide team member,...

Yêu cầu công việc

Degree/Occupation: University graduate or above majoring in economics/finance/banking/statistics
- Minimum 5 years experience in risk management; 02 years of management experience in banking
- Minimum TOEIC 650 or equivalent
Overview knowlege about risk management:
- Have in- depth knowledge about risk and risk management
- Understand type of risks (including credit risk, operational risk, industry risk) related to develop policies andproducts
- Understand products, operation of banking and financial services for retail customer
- Understand Vietnamese and international standards about risk management
- Understand Risk Segmand regulations
- Other professional knowledge:
+ Have background knowledge on appraisal/approval for retail customer.
+ Having basic knowledge about the method of building risk management models and applying the model todevelop policies.
+ Have basic knowledge of data analysis and make decisions based on data results.

Quyền lợi

13th month salary + performance bonus

Advanced health insurance for you and your family

Preferential loan policy for Techcombank’s employees

Cập nhật gần nhất lúc: 2024-04-03 11:55:38

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Bạn đang xem tin Expert, Risk Policy & Strategy (Unsecured Lending) Techcombank - Mã tin đăng: 4088677. Mọi thông tin liên quan tới tin tuyển dụng này là do người đăng tin đăng tải và chịu trách nhiệm. Chúng tôi luôn cố gắng để có chất lượng thông tin tốt nhất, nhưng chúng tôi không đảm bảo và không chịu trách nhiệm về bất kỳ nội dung nào liên quan tới tin việc làm này. Nếu người tìm việc phát hiện có sai sót hay vấn đề gì xin hãy báo cáo cho chúng tôi
Quy mô: 200 - 500
Trụ sở: 191 Bà Triệu, Hai Ba Trung, Ha Noi

Thông tin chung

Ngành nghề
Hành chính - Văn phòng
Cấp bậc
Nhân Viên
Kinh nghiệm yêu cầu
Đang cập nhật
Trình độ yêu cầu
Đang cập nhật
Số lượng cần tuyển
Đang Cập Nhật
Hình thức làm việc
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Giới tính
Đang cập nhật
Hạn nộp hồ sơ
06/04/2024
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