Credit Analyst

About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long- term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Job Summary
• Prepare credit evaluations for cases that were presented by other analysts;
• Prepare and present credit proposals and annual reviews for approval by the relevant authority within stipulated timeframe;
• Monitor and report credit risks associated with existing loans and borrowers to ensure timely identification of problem cases for appropriate actions;
• Perform credit analysis to assess credit worthiness of potential and existing customers in accordance with approved credit policy/guidelines;
• Maintain regular communication with customers to understand their business operations and financial conditions.
• Provide support on loan administration (e.g., monitoring overdue accounts, collateral management) as well as debt recovery activities;
Job Description
• Ensure compliance with all applicable policies and procedures.
• Other tasks assigned by Line Manager.
• Work closely with Banks’ Relationship Managers to prepare the credit proposal package for delivering suitable facility structure and conditions for support by RM, WB management and approval by Group Credit and ICCC.
• Support Head of Structured Lending Solutions to develop short term and long- term strategies related to WB banking products & services.
• Monitor compliance with terms and conditions and timely escalate exceptions.
• Develop new business opportunities through close collaboration with Relationship Managers.
• Participate in developing marketing programs / campaigns / product development initiatives to meet customers’ needs.

Tenure Policy (Long- service award); Annual Paid Leave
Healthcare Insurance Policy; Annual Health Check- Up Program
Performance Bonus

Cập nhật gần nhất lúc: 2025-10-01 14:05:02